._panel_1ktog_1{padding:24px 25px;background:linear-gradient(120deg,#f5f9ff,#eaf4ff);border:1px solid #cbdff5;border-radius:16px;margin:34px 0 28px;color:#10213f}._eyebrow_1ktog_1{color:#06439b;display:flex;align-items:center;gap:8px;font-size:10px;letter-spacing:.08em;font-weight:850;line-height:1.5}._eyebrow_1ktog_1 svg{color:#ff6b2c;flex-shrink:0}._panel_1ktog_1 h2{font-size:clamp(19px,2.5vw,25px);margin:12px 0 10px;letter-spacing:-.035em;line-height:1.3}._panel_1ktog_1 p{font-size:12px;line-height:1.9;color:#415d79;max-width:740px;margin:0 0 16px}._benefits_1ktog_1{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:8px}._benefits_1ktog_1 span{display:flex;gap:7px;align-items:flex-start;color:#335a79;background:#fff;border:1px solid #dae7f6;padding:11px;border-radius:9px;font-size:10px;line-height:1.6;font-weight:700}._benefits_1ktog_1 svg{color:#148469;flex-shrink:0;margin-top:1px}._actions_1ktog_1{display:flex;align-items:center;gap:11px;flex-wrap:wrap;margin:20px 0 11px}._primary_1ktog_1,._secondary_1ktog_1{display:inline-flex;align-items:center;justify-content:center;gap:7px;font-size:11px;font-weight:800;text-decoration:none;padding:12px 16px;border-radius:99px;line-height:1.4}._primary_1ktog_1{background:#ff6b2c;color:#fff;box-shadow:0 5px 14px #ff6b2c2a}._primary_1ktog_1:hover{background:#e65721}._secondary_1ktog_1{background:#fff;color:#06439b;border:1px solid #b8d2eb}._secondary_1ktog_1:hover{background:#f8fbff}._panel_1ktog_1 small{font-size:10px;line-height:1.7;color:#70849b}._primary_1ktog_1:focus-visible,._secondary_1ktog_1:focus-visible{outline:3px solid #06439b;outline-offset:3px}@media(max-width:650px){._panel_1ktog_1{padding:17px 16px}._panel_1ktog_1 h2{font-size:20px}._benefits_1ktog_1{grid-template-columns:1fr}._benefits_1ktog_1 span{padding:8px 10px}._actions_1ktog_1{flex-direction:column;align-items:stretch}._actions_1ktog_1 a{width:100%}}._opening_13h13_1{display:grid;gap:17px;margin:0 0 33px}._direct_13h13_1{border-left:4px solid #ff6b2c;background:#f3f8ff;padding:17px 20px;border-radius:0 12px 12px 0}._label_13h13_1{font-size:10px;color:#06439b;font-weight:850;letter-spacing:.12em}._direct_13h13_1 p{color:#213b5d;font-size:14px;line-height:1.78;margin:9px 0 0}._takeawayTop_13h13_1{background:#fff;border:1px solid #dce8f7;border-radius:12px;padding:16px 20px}._takeawayTop_13h13_1 strong,._quickList_13h13_1 strong,._onPage_13h13_1>strong{font-size:12px;font-weight:820;color:#10213f}._takeawayTop_13h13_1 p{font-size:13px;line-height:1.8;color:#455b76;margin:7px 0 0}._quickList_13h13_1{padding:15px 19px;background:#f9fbff;border:1px solid #e1ebf6;border-radius:12px}._quickList_13h13_1 ul,._actionList_13h13_1 ul{margin:10px 0 0;padding:0;list-style:none;display:grid;gap:9px}._quickList_13h13_1 li{padding-left:18px;position:relative;font-size:12px;line-height:1.65;color:#435b7b}._quickList_13h13_1 li:before{content:"✓";position:absolute;left:0;color:#117b65;font-weight:800}._onPage_13h13_1{padding:18px 19px;border:1px solid #dce8f7;border-radius:12px;background:#fff}._onPage_13h13_1 ol{margin:12px 0 0;padding:0;list-style:none;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:5px 16px}._onPage_13h13_1 li{min-width:0}._onPage_13h13_1 a{display:flex;align-items:flex-start;gap:9px;color:#06439b;text-decoration:none;font-size:11px;font-weight:650;line-height:1.55;padding:5px 0}._onPage_13h13_1 a:hover{text-decoration:underline}._onPage_13h13_1 a span{flex-shrink:0;color:#ff6b2c;font-weight:850;font-size:10px}._flow_13h13_1{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:9px}._flowStep_13h13_1{position:relative;background:#edf5ff;border:1px solid #d5e7f9;border-radius:10px;padding:12px;min-height:76px}._flowStep_13h13_1 span{display:grid;place-items:center;width:25px;height:25px;border-radius:99px;background:#06439b;color:#fff;font-size:11px;font-weight:850;margin-bottom:8px}._flowStep_13h13_1 strong{font-size:10px;line-height:1.45;color:#214e7b;font-weight:750}._readingSection_13h13_1{scroll-margin-top:100px;margin:0 0 33px}._stepHeading_13h13_1{display:flex;align-items:flex-start;gap:13px}._stepHeading_13h13_1>span{width:33px;height:33px;display:grid;place-items:center;background:#eaf4ff;color:#06439b;border-radius:10px;flex-shrink:0;font-size:11px;font-weight:850;margin-top:2px}._stepHeading_13h13_1 h2{font-size:23px;line-height:1.3;letter-spacing:-.025em;color:#10213f;margin:2px 0 13px}._paragraphs_13h13_1 p{font-size:13px;line-height:1.9;color:#4a607b;margin:0 0 13px}._actionList_13h13_1{padding:15px 19px;margin:17px 0;background:#f7fbff;border-radius:11px;border:1px solid #dce8f7}._actionList_13h13_1 strong{font-size:12px;color:#10213f}._actionList_13h13_1 li{display:flex;align-items:flex-start;gap:8px;color:#45617e;font-size:12px;line-height:1.65}._actionList_13h13_1 li span{color:#18856e;font-weight:850}._dataSection_13h13_1{margin:32px 0 37px;padding:22px;border:1px solid #dce8f7;background:#f9fbff;border-radius:15px}._dataSection_13h13_1>h2{font-size:21px;letter-spacing:-.025em;color:#10213f;line-height:1.25;margin:0 0 8px}._dataSection_13h13_1>p{font-size:12px;line-height:1.7;color:#617b98;margin:0 0 17px}._scrollTable_13h13_1{max-width:100%;overflow-x:auto;border:1px solid #dae7f6;border-radius:11px;background:#fff}._scrollTable_13h13_1 table{border-collapse:collapse;width:100%;min-width:490px;text-align:left}._scrollTable_13h13_1 caption{caption-side:bottom;color:#7188a6;font-size:10px;text-align:left;padding:8px}._scrollTable_13h13_1 th,._scrollTable_13h13_1 td{font-size:11px;line-height:1.6;padding:10px 12px;border-bottom:1px solid #e5eef7;text-align:left;vertical-align:top}._scrollTable_13h13_1 thead{background:#eaf4ff}._scrollTable_13h13_1 th{color:#123f70;font-weight:750}._scrollTable_13h13_1 tbody tr:last-child td,._scrollTable_13h13_1 tbody tr:last-child th{border-bottom:0}._bars_13h13_1{margin:19px 0 0;background:#fff;padding:16px;border-radius:12px;border:1px solid #dae7f6}._bars_13h13_1>strong{font-size:12px;color:#10213f}._barRow_13h13_1{display:grid;grid-template-columns:137px minmax(0,1fr) 92px;gap:11px;align-items:center;margin-top:12px}._barRow_13h13_1>span,._barRow_13h13_1>b{font-size:10px;line-height:1.3;color:#345171}._barRow_13h13_1>b{text-align:right;white-space:nowrap}._barTrack_13h13_1{height:13px;background:#e3eef9;border-radius:99px;overflow:hidden}._barTrack_13h13_1>span{display:block;height:100%;background:#06439b;border-radius:99px}._barRow_13h13_1:nth-child(2n) ._barTrack_13h13_1>span{background:#ff6b2c}._chartCaption_13h13_1{font-size:10px!important;line-height:1.7!important;color:#7286a0!important;margin:11px 0 0!important}._calcGrid_13h13_1{display:grid;grid-template-columns:minmax(0,1fr) 235px;gap:18px;align-items:center}._calcGrid_13h13_1 ._scrollTable_13h13_1 table{min-width:300px}._donutBlock_13h13_1{display:flex;align-items:center;flex-direction:column}._donutBlock_13h13_1 svg{max-width:100%;height:auto}._legend_13h13_1{display:grid;gap:7px;font-size:11px;color:#48617d}._legend_13h13_1 span{display:flex;align-items:center;gap:7px}._legend_13h13_1 i{display:inline-block;width:11px;height:11px;border-radius:3px}._legendBlue_13h13_1{background:#06439b}._legendPale_13h13_1{background:#e2eefc}._timeBar_13h13_1{display:flex;height:55px;gap:3px;border-radius:11px;overflow:hidden}._timeSegment_13h13_1{display:grid;place-items:center;color:#fff;font-size:14px}._timeLegend_13h13_1{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;margin-top:16px;color:#536d88;font-size:11px}._scenario_13h13_1{background:#fff;border:1px solid #cfe1f4;border-radius:15px;padding:22px;margin:28px 0}._scenario_13h13_1 h2{font-size:20px;color:#10213f;margin:0 0 16px}._scenario_13h13_1>div{border-left:2px solid #c7dbed;padding-left:12px;margin:0 0 15px}._scenario_13h13_1>div strong{font-size:11px;color:#06439b}._scenario_13h13_1>div p{font-size:12px;line-height:1.8;color:#45627f;margin:6px 0 0}._scenario_13h13_1 small{font-size:10px;color:#7d8c9e}._readingSection_13h13_1 p:last-child{margin-bottom:0}@media(max-width:750px){._flow_13h13_1{grid-template-columns:repeat(2,minmax(0,1fr))}._calcGrid_13h13_1{grid-template-columns:1fr}._scrollTable_13h13_1 table{min-width:450px}._onPage_13h13_1 ol{grid-template-columns:1fr}}@media(max-width:490px){._direct_13h13_1{padding:14px 15px}._direct_13h13_1 p{font-size:12px}._onPage_13h13_1{padding:15px}._flowStep_13h13_1{padding:10px;min-height:65px}._stepHeading_13h13_1 h2{font-size:19px}._stepHeading_13h13_1>span{width:30px;height:30px}._paragraphs_13h13_1 p{font-size:12px;line-height:1.82}._dataSection_13h13_1{padding:14px}._dataSection_13h13_1 h2{font-size:18px}._scrollTable_13h13_1 th,._scrollTable_13h13_1 td{font-size:10px;padding:8px}._barRow_13h13_1{grid-template-columns:94px minmax(0,1fr) 68px;gap:6px}._barRow_13h13_1>span,._barRow_13h13_1>b{font-size:9px}._timeLegend_13h13_1{grid-template-columns:1fr 1fr}._scenario_13h13_1{padding:16px}}@media(prefers-reduced-motion:reduce){._onPage_13h13_1 a{scroll-behavior:auto}}._calcControls_13h13_2{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin:0 0 16px}._calcControls_13h13_2 label{display:grid;gap:6px;color:#345476;font-size:11px;font-weight:750}._calcControls_13h13_2 input{min-width:0;max-width:100%;background:#fff;border:1px solid #bbd5ee;border-radius:9px;padding:10px 11px;font:inherit;font-size:13px;color:#10213f;box-shadow:none}._calcControls_13h13_2 input:focus-visible{outline:2px solid #06439b;outline-offset:2px}@media(max-width:550px){._calcControls_13h13_2{grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}._calcControls_13h13_2 label:last-child{grid-column:1/-1}}._coverFigure_13h13_8{margin:2px 0 0;border:1px solid #d9e6f4;border-radius:14px;overflow:hidden;background:#f7fbff}._coverFigure_13h13_8 img{display:block;width:100%;height:auto;aspect-ratio:1200/630;object-fit:cover}._coverFigure_13h13_8 figcaption{padding:9px 13px;font-size:10px;line-height:1.5;color:#687f99;background:#fff}@media(max-width:490px){._coverFigure_13h13_8{border-radius:10px}._coverFigure_13h13_8 figcaption{font-size:9px}}